Claim Submission
***PLEASE REFER TO YOUR SPECIFIC CONTRACT’S TERMS AND CONDITIONS FOR ALL COVERAGES, CLAIMS PROCEDURE, AND OTHER TERMS AND CONDITIONS. THE TERMS AND CONDITIONS OF YOUR SPECIFIC CONTRACT, INCLUDING STATE SPECIFIC TERMS AND CONDITIONS, IF ANY, SUPERSEDE THIS WEBSITE’S TERMS AND CONDITIONS.***
Need to learn how to submit a claim?
Need to Open a claim?
Shops
Working on a Vehicle with a CARS plan? Here is what you need to know: How a claim works:- Submit a claim online. Start A Claim
- You may also call us at 888-335-6838 and ask to open a claim.
- You will need to have the last 8 digits of the VIN.
Your Adjuster
Once you have initiated a claim, you may begin your diagnosis but do not start any repairs before you receive an authorization number from your adjuster.
What will your adjuster do?
- Contact you to go over your customer’s plan and our procedures.
- Ask you to submit an estimate for all services to be performed.
- Provide an Authorization number (Do not start your repairs until your adjuster contacts you with an Authorization number).
- Check availability of the covered components and offer price options.
- Determine the total for the repairs using Mitchell’s ProDemand labor guide.
- Contact you with the amount of assistance the customer’s plan provides. If the amount we offer is different than your estimate, it is because of either the parts or amount of labor.
CARS offers several different levels of coverage and, if your customer selected a plan that pays a labor rate less than yours, CARS does not expect you to lose money on the repair. The customer is responsible for any difference in labor rate.
After Your Repairs
Once the repairs are complete you will need to submit a final repair invoice. You can fax, email, or mail your invoice. The invoice must contain:
- Your company’s letterhead with your complete address and phone number
- The Authorization number provided by your adjuster
- Warranties of at least 90 days on parts and labor for power train components, and 1 year parts and labor on all other repairs.
- The Vehicle’s VIN number
- The Vehicle’s mileage after the repair
- The Vehicle Owner’s name and address
When the complete repair invoice is received your adjuster will offer to pay you by credit card the same day. If you prefer a corporate check, let your adjuster know and it will be issued the next business day.
The fax number for Claims is 724-387-1297.
The email address is Claims@carspp.com
Our Claims Department is available Monday – Friday, 8:30 a.m. – 5 p.m.